Uber has changed the way we travel. By simply using the Uber app, a ride is available at your fingertips, making transportation more convenient than ever. However, with convenience comes risks. Collisions can occur, leading to potential passenger injuries.
We will cover what kinds of injuries are most common in Uber accidents, how to determine liability, as well as the legal process for compensation.
Common Uber Injuries
Passengers in an Uber may suffer a variety of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.
Fractures: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.
Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.
Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.
Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable is there a class action lawsuit against uber pain and complications.
Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Determining Liability in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.
The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.
Other Drivers: If another motorist causes the crash, they could bear the blame.
Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.
Liability from Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: If the driver is not using the Uber app, their personal insurance applies.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Steps in an Uber Injury Lawsuit
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.